Responsible lending that puts you
in the driver’s seat.
A fresh approach to finance
To be eligible for a loan you will need to show proof of stable income (working or beneficiary), be at least 18 years old, must hold a valid Visa (Work or Resident) or be a New Zealand Citizen, and provide identification in the form of a valid New Zealand driver’s licence, passport or 18+ card.
Am I eligible for a car or personal loan?
Yes it is possible to qualify for a loan if you’re in New Zealand on a valid visa. Loan Haus will work with you closely to find the best option for your situation.
Can I get a loan if I am on a Visa?
A secured loan requires collateral (your car, for example), while an unsecured loan does not. Unsecured loans come with a higher interest rate.
What’s the difference between a secured and unsecured personal loan?
You may be eligible to borrow anything from $1,000 to $60,000. Larger loans usually require security which can help reduce your interest rate.
How much can I borrow?
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Yes—and we are 100% transparent about all fees involved. You will be charged an establishment fee determined by your lender. This will be disclosed within your loan documents prior to signing. Additionally, depending on your loan, there may be a monthly service fee.
Are there any fees to pay?
We offer competitive interest rates for personal loans, with rates starting from 12.95% to 29.95%. The rate you will be charged is based on several factors, such as whether there is a car for security, your previous credit history and your total credit profile.
What interest rate can I get for a personal loan?
We offer competitive interest rates for car loans, with rates starting from 9.50%.
