Our privacy policy,
terms & conditions
Updated 7th April 2025 for the use of Loan Haus Limited & Customers using this financial service.
This privacy policy outlines the type of information we collect about you, how we handle your personal information and who we share your information with, and your rights within that.
Loan Haus understand how important it is to keep your information safe and private. And any personal information collected will be stored appropriately where it cannot be accessed by any other person/business or organisation outside of Loan Haus Limited and the engaged lender.
By contacting Loan Haus Limited by phone, email or text message, accessing and submitting finance applications through our website, and completing any verification links, you consent to the collection, use, disclosure, storage and processing of your personal information and data in accordance with this policy.
Our privacy policy
Declare the information provided in my/our application is true and correct and that I am/ we are over the age of 18 years and I/WE are not an undischarged bankrupt/s
Appoint you [Loan Haus Limited - loanhaus.co.nz] as my agent to collect, use and disclose my personal information for carrying out credit checks on me with a credit reporting agency for the purpose of making a recommendation to me for a credit facility (Lender). This will require you to give my information to the credit reporting agency as well as the credit reporting agency providing information about me to you.
I understand that if you disclose my personal information to a credit reporting agency, they may hold my information on their credit reporting database and use it for providing credit reporting services and for any other lawful purpose and they may disclose my information to their subscribers for the purpose of credit checking or debt collection or for any other lawful purpose.
I/we disclosure
All contact information including but not limited to; your name, contact number, address, date of birth.
Credit checks and access to retrieving your credit history for the purpose of evaluating your application.
Any documents you provide regarding identification: licence, passport or other form of photo ID, in which you submit to Loan Haus Limited, or the engaged lender.
What Information We Collect
It is your right to decide whether to provide your personal information to Loan Haus Limited; However if you do not consent to us collecting this information, we may not be able to process your application (which may mean we decline).
Your Rights
Only available to New Zealand customers.
Loan Haus is based off its lenders criteria at time of application. Interest rates for personal loans range from 12.95% to 29.95% p.a. Car loan interest rates range from 9.50%. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Lifestyle Protection Insurance (LPI) is optional and has NOT been included in the payment amounts.
Results from Loan Haus Limited’s online calculator are to be used as a guide only. It is not a quote or an offer of finance. It is not an indication of loan pre-qualification. The calculation uses an example rate of 13.95% p.a. and is based amortised fixed payments and interest rate for the selected term of the loan.
Loan Haus Limited do not hold a licence to provide financial advice. If you are unsure about any part of the application/loan process, you should seek advice from an independent financial adviser before making a decision.
